Payment Processing

Accept cash, debit, and ACH payments across in store, ecommerce, and delivery. Integrated terminals, next day funding, and revenue share opportunities for cannabis retailers.

WebJoint Pay terminals

  • Next day funding
  • Revenue share

Payment Accepted

  • Debit ending 4821
  • WebJoint Pay: $3 per transaction
  • Next Day Funding: Deposits by 5pm
    • $8.4k Card
    • $3.2k Cash

Cash Accepted

  • Change: $4.50

Driver Payment

  • Synced to POS

Total Due

  • $127.50

Payment Options

Accept Payments Your Way

Payment processing is optional. Use WebJoint with cash only, your own processors, or our integrated payment solutions. Choose what works for your business.

Cash

Fully supported with automatic change calculations. Can be combined with other payment methods in split payments.

WebJoint Pay

Cashless ATM debit solution with integrated terminals. $3 transaction fee with next day funding.

ACH via Straddle

Bank transfers for ecommerce orders. 2.9 percent fee with next day funding.

Custom payment methods: Create your own payment types or use external processors alongside integrated options. Only WebJoint Pay terminals sync payment data automatically.

Integrated Debit Payments

WebJoint Pay is a cashless ATM debit solution with terminals that connect directly to your POS. Accept debit payments in store or on delivery routes with automatic data sync.

Integrated Terminals

Terminals connect directly to WebJoint POS. Payment data syncs automatically with no manual entry.

Works Anywhere

Terminals contain SIM cards and work anywhere with cellular coverage. Use in store or in the field.

Split Payments

Customers can split between cash and card. Supports tipping for delivery orders.

Next Day Funding

Funds deposited to your account the next business day. Predictable cash flow.

  • $3 per transaction
  • Funds deposited to your account the next business day

ACH Payments

Bank Transfers for Ecommerce

ACH payments powered by Straddle let customers prepay for online orders directly from their bank account. Ideal for larger purchases or customers who prefer not to use cards.

  • Ecommerce orders only
  • 2.9 percent transaction fee
  • Next day funding
  • Customers pay directly from bank account

Powered by Straddle: ACH infrastructure is provided by Straddle, a payment processor built for cannabis businesses.

Delivery Payments

Collect Payment in the Field

Delivery drivers can collect payment at the door using WebJoint Pay terminals. The terminal works anywhere with cellular coverage and syncs payment data automatically back to WebJoint.

  • WebJoint Pay terminals work on delivery routes
  • Drivers can also accept cash or other methods
  • Only WebJoint Pay syncs payment data automatically
  • Supports tipping at time of delivery

Compliance

Payment Controls Built for Cannabis

Payment flows respect cannabis compliance rules. Purchase limits are enforced at the order level. Payments cannot be completed if an order violates compliance requirements.

  • Payment flows enforce cannabis purchase limits
  • Payments blocked if order violates compliance rules
  • Payment activity logged for reporting and audits
  • Payment data aligns with POS sales records

Reporting and Reconciliation

  • Payment Reports: Daily totals, tender breakdowns, and activity logs for all payment types.
  • CSV Export: All payment reports exportable to CSV for accounting and audits.
  • Automatic Reconciliation: Payment totals reconcile with POS sales automatically for integrated methods.

Revenue Share

Earn Back on Payment Processing

WebJoint offers revenue share opportunities for retailers using WebJoint Pay. A portion of processing fees can be credited back toward your monthly WebJoint bill.

  • Processing Credits: A portion of processing fees credited toward your monthly WebJoint bill.
  • Volume Based: Higher processing volume increases the value of your revenue share.
  • High Volume Benefit: In high volume scenarios, revenue share can offset software costs significantly.

FAQ

Payment Processing Questions

Common questions about payment options, fees, and integrations.

  • Is payment processing required to use WebJoint?

    • No. Payment processing is optional. You can use WebJoint with cash only, your own external processors, or any combination of payment methods that works for your business.

  • What is WebJoint Pay?

    • WebJoint Pay is a cashless ATM debit solution. Customers pay with their debit card through integrated terminals. There is a $3 transaction fee and funds are deposited the next business day.

  • Can delivery drivers accept debit payments?

    • Yes. WebJoint Pay terminals contain SIM cards and work anywhere with cellular coverage. Drivers can process debit payments in the field and payment data syncs automatically to WebJoint.

  • How does ACH payment work?

    • ACH payments are powered by Straddle and available for ecommerce orders only. Customers pay directly from their bank account with a 2.9 percent fee. Funds are deposited the next business day.

  • Can I split payments between cash and card?

    • Yes. WebJoint supports split payments across multiple tender types. Customers can pay part in cash and part via WebJoint Pay in a single transaction.

  • What is the revenue share program?

    • Retailers using WebJoint Pay may receive a portion of processing fees credited toward their monthly WebJoint bill. Higher processing volume increases the value of the revenue share. In high volume scenarios, this can offset software costs significantly.

  • How do I reconcile payments with sales?

    • For integrated payment methods like WebJoint Pay, payment totals reconcile automatically with POS sales records. Payment reports include daily totals, tender breakdowns, and activity logs. All reports are exportable to CSV.

  • Can I use my own payment processor?

    • Yes. You can create custom payment methods or use external processors alongside WebJoint Pay. However, only WebJoint Pay terminals are fully integrated with automatic data sync and reporting.